EnterActDFW — Your Real Estate Connection
Dallas-Fort Worth Texas skyline at dusk
Licensed Texas Real Estate Brokerage

Facing Foreclosure?
We Can Help.

Licensed Texas brokerage serving the Dallas-Fort Worth area. Free consultations, expert guidance, and proven solutions to protect your home and your future.

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Why Texas Homeowners Trust Us

Licensed, experienced, and committed to helping every family find the best path forward.

TREC
License #0555113
Licensed Texas Broker
10+
Years Helping Homeowners
200+
Families Helped
5.0
★★★★★
Client Satisfaction

How We Help

A simple 3-step process designed to protect your home, your credit, and your future.

1

Free Consultation

We analyze your unique situation at no cost. Share your concerns, and we'll review your mortgage, timeline, and financial picture to understand your full range of options.

2

Explore Your Options

We present all available solutions — from loan modifications and forbearance to short sales and quick home sales. You'll understand the pros, cons, and timeline of each path.

3

Take Action Together

Once you choose the best path forward, we guide you through every step of implementation — from lender negotiations to paperwork — so you never feel alone in the process.

Start with Step 1 — Free Consultation

Real Stories from Real Homeowners

Hear from Dallas-Fort Worth families who found a way through foreclosure with our help.

When we received our foreclosure notice, we were terrified. Felecia walked us through every option and helped us negotiate a loan modification that saved our home. She treated us like family, not just another case.

Patricia W. testimonial

Patricia W.

Arlington, TX

I was 4 months behind on payments and thought I had no options. Felecia helped me understand the Texas foreclosure timeline and found a solution I didn't even know existed. I cannot thank her enough.

Carlos M. testimonial

Carlos M.

Fort Worth, TX

After my husband lost his job, we fell behind on our mortgage. EnterActDFW helped us sell our home quickly through a short sale, which saved our credit and gave us a fresh start. Professional and compassionate throughout.

Robert & Linda K. testimonial

Robert & Linda K.

Plano, TX

Felecia is the real deal. Licensed, knowledgeable, and genuinely cares about her clients. She helped me understand my rights as a Texas homeowner and negotiate with my lender. I kept my home thanks to her guidance.

James T. testimonial

James T.

Irving, TX

I was being targeted by foreclosure scam companies until I found EnterActDFW. Felecia showed me her license, explained everything transparently, and helped me avoid a terrible situation. Trustworthy and professional.

Michelle L. testimonial

Michelle L.

Dallas, TX

*Names and identifying details may be changed to protect client privacy.

Frequently Asked Questions

Common questions about foreclosure in Texas and how we can help.

Texas is a non-judicial foreclosure state, which means the process can move quickly — often as fast as 60 days from the first missed payment to the foreclosure sale. However, most lenders allow a 120-day period before initiating foreclosure proceedings. The key is to act fast once you receive any default notice. Contact us immediately for a free timeline assessment.

You have several options depending on your situation: loan modification, forbearance agreement, repayment plan, short sale, deed in lieu of foreclosure, bankruptcy protection, or selling your home before the foreclosure sale. Each option has different implications for your credit, finances, and timeline. We help you evaluate all options and choose the best path forward for your family.

In Texas, lenders may be able to pursue a deficiency judgment — meaning you could owe the difference between what your home sells for at auction and what you owe on the mortgage. However, there are legal protections and strategies to minimize or eliminate this risk. We can help you understand your specific exposure and explore alternatives.

Yes! In many cases, selling your home before the foreclosure sale is one of the best options available. You can sell your home through a traditional sale if you have equity, or through a short sale if you owe more than the home is worth. Selling proactively gives you more control, protects your credit score better than a foreclosure, and may allow you to walk away without owing anything.

A short sale occurs when you sell your home for less than what you owe on the mortgage, with the lender's approval. The lender agrees to accept less than the full amount owed. This can be a better alternative to foreclosure because it has less impact on your credit score and may qualify you to buy another home sooner. We handle the entire negotiation process with your lender.

A foreclosure can lower your credit score by 100-160 points and remain on your credit report for 7 years. It can also make it difficult to buy another home for 3-7 years depending on the loan type. However, alternatives like loan modifications or short sales typically have less severe credit impacts. The sooner you act, the more options you have to protect your credit.

While you're not required to have an attorney, legal counsel can be valuable in certain situations — especially if you believe your lender has violated proper foreclosure procedures. As a licensed real estate brokerage, we can help you understand your options and connect you with qualified attorneys and HUD-approved housing counselors when needed. Our initial consultation is always free.

Texas primarily uses non-judicial foreclosure, meaning lenders don't need court approval to foreclose. This makes the process faster — typically 60-90 days. Judicial foreclosure goes through the court system and takes longer. Most Texas mortgages include a "power of sale" clause that allows non-judicial foreclosure. Understanding which type applies to your situation is critical for knowing your timeline and rights.

We are a licensed Texas real estate brokerage (License #0555113), not an unlicensed "we buy houses" company. Felecia Fair, our broker, has over 10 years of experience specifically helping homeowners in foreclosure. We provide transparent, ethical service — no hidden fees, no pressure tactics. We educate you on all your options before recommending any course of action, and we connect you with HUD-approved counselors and legal resources.

Don't panic, but do act quickly. A Notice of Default is the first formal step in the foreclosure process. You typically have 20 days to cure the default (catch up on payments) before the lender can proceed. Contact us immediately for a free consultation — we can help you understand your timeline, evaluate your options, and take action to protect your home and your rights.

Have a question not listed here? We’re happy to help.

Ask Us Anything — Free Consultation

Don’t Face Foreclosure Alone

Every day matters when dealing with foreclosure. The sooner you reach out, the more options you have. Let us help you find the best path forward — free and confidential.

Schedule Free ConsultationCall +1 469-896-1084